Keeping Expatriates Informed...

 

 

Welcome to the July edition of the Candour Consultancy newsletter!

    

With summer upon us, and many expatriates leaving the region, many financials institutions are offering enhanced terms on their pensions, savings and life assurance policies to attract those who remain. This month, we bring you a selection of the best deals.

  

Unfortunately, it has to be remembered that we are in a region renowned for dodgy financial advisers so, when taking out any financial product, please ensure you fully understand it before you sign on the dotted line. There is a website which covers many of the 'myths' told by financial advisers to ensure you are not caught out - it can be found by clicking here.

  

For those who are fed up with earning virtually no interest on their savings, we also look at some capital protected investments with set returns and examine whether now is the time to be re-investing into the worlds equity markets.

  

Thank you for reading the newsletter, your continued interest and positive feedback.

   

Best regards,

 

Managing Director

Candour Consultancy

 

  

 

    

 Special Summer Offers...

  

Offshore Savings, Pensions, and School Fees Plans

For monthly contributions of US$ 500 per month (or currency equivalent) or more and a savings term of at least 10 years, we will double the first contribution* This is an excellent way to kick-start your savings!

 

This offer applies to both new applications and top-ups on existing policies.

      

Life Assurance

For sums assured up to US$ 500,000 (or currency equivalent), the first premium will be rebated to the policyholder. For sums insured in excess of US$ 500,000 (or currency equivalent), the first two months premiums will be rebated to the policyholder.

 

This offer applies to both term assurance and whole-of-life policies. Critical illness cover can be added to the policy if required.

    

Investments

For investments of at least US$ 50,000 (or currency equivalent) into an offshore bond, we will add an additional 1% to the investment so 101% of the investment sum is actually invested on your behalf.

  

This offer applies to additional investments into an existing bonds as well as new investments.

    

Click Here to Contact Us   

     

 

    

 Saving vs Investment...

 

An Alternative To Cash?

Due to the continued volatility in the worlds equity markets and the current lack of return on bank savings in any major currency, we have had requests for products which offer some form of capital protection combined with the potential of higher returns than the banks are able to offer at present. Here are details of three products which look to achieve this goal..   

    

Click here for fund details

 

Is Now The Time To Invest?

As fears regarding the Eurozone continue, the world’s equity markets have fallen to 8 month lows – nearly 20% off their 2010 highs! Whilst this may not represent the bottom of the market, it still represents a very good buying opportunity for those who wish to take advantage of the current market volatility.

        

Click here for fund details

 

Candour Consultancy has built a reputation as one of the leading independent financial and insurance consultants to both the corporate and individual sectors. As impartial offshore advisers, Candour provides complete financial planning and wealth management solutions based on the personal nature of our service and our extensive knowledge of the offshore market.

 

Whilst the primary goal of our newsletter is to introduce you to the services Candour has to offer, we'd prefer to put you in the picture even if you do not wish to do business with us. As such, the newsletter will link you to a wide range of articles offering sound advice on all aspects of offshore finance and your tax liabilities as an expatriate. Please feel free to view these articles at your leisure without obligation.

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