Saving & Investing with Candour Consultancy
 

We all have our own reasons for saving – enjoying our retirement, fulfilling a long-held ambition or providing for a specific event such as a child's wedding or university fees. For those with foresight, the comfort of knowing you have effectively planned your finances is reason enough to ensure your money is working as hard as it can for you.

Whatever your reason, there's no magic formula for success. Only by committing to forego some of your spending power now, can you expect to fulfil your ambitions and achieve financial security in the future.

So what can I do?

Once you've made the decision to start saving, a flexible and tax-efficient offshore investment product can provide growth potential for the financial resources you commit.

While savings accounts offer a high degree of security, prospects for growth can be limited. Investment in stocks and shares on the other hand have consistently produced long-term returns that have both offset the negative impact of inflation and significantly outperformed returns from savings accounts.

How can Candour Consultancy help?

We understand that most expatriates work long hours and prefer to spend their free time with their family or relaxing with friends – very few have either the time or the inclination to research the market for the most suitable product for their needs. That is why we have done all this research on your behalf.

Candour Consultancy advises on the products of the major financial institutions in the British and Singapore offshore markets. There is no obligation to follow the advice we give and there is absolutely no charge for this advice; instead we are paid an introducers fee from the financial institution we recommend if (and only if) you take up our recommendation. This means that 100% of your money is invested and you are at no financial loss if you do not wish to take up our recommendations.

What savings & investment products does Candour Consultancy offer?

At Candour Consultancy we will help build up your savings in a tax-efficient environment and provide you with the flexibility to adapt your investment as your circumstances and aims change throughout life. Whether you have money available to invest as a lump sum, or have a regular amount to set aside for the future, we advise on a wide range of investment products that can provide you with the foundations to build towards a prosperous and secure future.

Regular Contribution Savings Plans

We've all got plans and visions for our future - the possibility of retiring early, buying that idyllic holiday home in the sun or simply enjoying the satisfaction of knowing that your financial future is secure. Candour Consultancy advise on  wide range of flexible regular contribution savings, investment and pension plans that provide the features you need to meet your changing needs throughout life.

Offshore Investment Bonds

It's a great feeling to have some cash in your hands that you don't have any immediate need to use. You have a choice to make - spend or save? Candour Consultancy advise on several single premium investment products designed for people like you. These investments can help you plan for the important things in your life, such as your children's education and providing for your retirement and/or your children's education, as well as the luxuries that good financial planning can help you achieve.

Personalised Portfolio Bonds

It's important that you control your own financial destiny and that means making your own investment choices. But you also want the tax efficiency that offshore investment funds can provide. If you value control and flexibility in your financial life, portfolio bonds can be the ideal solution; they provide a customised approach to investments allowing you to manage your portfolio of investments offshore; in an efficient and effective manner.

Capital Protected Investments

Many people like the idea of investing but do not wish to risk losing their capital. Whilst bank interest rates are relatively low and inflation rising, it is becoming more and more desirable to achieve returns that outperform a bank account. Candour Consultancy advises on a wide range of capital protected and guaranteed investments that enable cautious investors to be exposed to the markets whilst retaining the peace-of-mind that their money is safe.  

What other services does Candour Consultancy offer?

Candour Consultancy offers the full range of financial services ranging from arranging offshore bank accounts and international medical insurance, advising on expatriate mortgages and life assurance to assisting with your tax planning requirements. We also offer a wide range of corporate solutions for businesses in the Middle East and Asia.

I am interested in discussing my requirements – what do I need to do?

To speak with one of our fully qualified financial planners regarding offshore savings or investments, just click here to provide us with your preferred contact details. With Candour Consultancy there is no charge for our advice, no obligation and no hard sell.