An Introduction to Life Assurance (26/10/2006)

Expatriates require life assurance just like everyone else. Add to this the fact that our families will need money to repatriate should the worst happen, life assurance for expatriates is essential. This guide below explains the basics of what life assurance is, who needs it and how much we need.

A Guide to Life Assurance (Death Benefit) (26/10/2006)

As the name suggests, death benefit is designed to pay out a lump sum of money on the death of the policyholder. There are several different types of life assurance available, each of which is designed to achieve a specific goal. This guide provides an introduction to each type of cover available to expatriates.

An Guide to Income Protection (26/10/2006)

Income Protection Insurance is designed to pay out whatever the reason for your being unable to work. In this respect it differs from Critical Illness Cover (CIC) which only pays out if you contract one of a list of specified illnesses (even if the list is pretty long). IP also just pays out for the period that you are unable to work, as opposed to CIC insurance, which generally pays a straight lump sum.

An Guide to Critical Illness Cover (26/10/2006)

Critical Illness Insurance (CIC) is designed to pay out a (tax-free) lump sum in the event of you suffering from a serious illness or if you have to undergo certain types of surgery.